Reading Financial Statements for Bankers

Overview

Bankers are familiar with profit and loss accounts and balance sheets of the financial health of their branches or units as well as their corporates as they day in and day out read, analyze, and disseminate information for processing the credit requirements of the borrowers. Understanding balance sheets, income statements, cash flow statements, and financial reports are the required competencies for any branch managers and relationship managers who role in business lending in the banking and finance industry

Accountants and financial specialists, investors, shareholders, and bank leadership need to be keenly aware of the financial health of the bank and branch managers, and any business lending personnel in the banking and financial industry will greatly benefit from an understanding of the financial accounting information for making conclusions about the financial accounting information and making sound decisions, whether it is part of a credit application proposal, approve or justify a business loan, or recommending a potential business investment proposal.

This training program will explore the use of financial statements and reports to understand the financial strength of their branch or units. The training will walk through how to read the income statement, statement of cash flows, and balance sheet and conclude by covering the key components of the report and its related notes. This knowledge and skills will help trainees make informed decisions and ensure they are financing the right borrower with eligible financial limits.

Objective

This training program aims to increase the ability of trainees to read the various components of the financial statements and how to correctly understand the business's requirements. It will also enable them to make conclusions about the financial accounting information to make sound decisions, whether it is part of a credit application proposal, approve or justify a business loan, or recommend a potential business investment proposal. Therefore, upon completion of this training program, the trainees are expected to have the ability to:

  • Understand how to interpret basic financial accounting information
  • Be a knowledgeable spectator of the financial accounting game
  • Protect yourself! (Defensive) by asking the right questions, and understanding financial points.

Content

The course content will cover the most important below 5 modules:

  • Module 1: Financial Accounting Basics
  • Module 2: Income Statement
  • Module 3: Balance Sheet
  • Module 4: Cash Flow
  • Module 5: Disclosure

Who should Attend?

This course will benefit anyone new to business lending in the banking and finance industry or those looking for a refresher on how to read financial statements to make a business decision. Specifically, this course is perfect for:

  • Branch Managers
  • Credit Risk and Credit Analyst Managers
  • Corporate, Commercial, and SME Banking Specialists
  • Relationship Managers

Trainer's Profile

He is an experienced Credit Trainer with over 20 years of credit industry experience and 10 years of credit training experience. He is a certified trainer in Credit Skills Assessment (CSA) by Omega Performance and a Certified Training Professional (CTP) by ITD. In addition, he is also a practitioner of NLP.

Fee Charged

The course fee is USD 350.00. It is inclusive of course materials, handouts, meals, refreshments, and certificates of completion but do exclude 10% of VAT amount.

We are offering an early bird registration fee to anyone who registers earlier. Interested participants or companies are encouraged to view the course details and early bird registration deadline. For further details on early bird fee, please find following:

  • USD 300 (Register before 1 March 2024)
  • USD 320 (Register before 14 March 2024)